Although no professional moving company would deliberately damage or lose goods, there is always a degree of risk that some articles may get damaged or lost when packing, storing and moving households or offices.
5 Great Reasons to Get Moving House Insurance
- Many bulky items (for example, dressers and shelving units) were not designed or manufactured with easy removal in mind.
- Moving invariably means your goods travel some distance aboard a vehicle or vessel and accidents can and do happen on the roads and seas.
- The cost of replacing your effects will far outweigh the cost of your insurance.
- There is always the possibility of human error. The more people handling your effects the greater the chance is that something will be dropped, taped incorrectly or left unsecured during loading. These chances increase of course if you do not use the services of the professionals.
- Insurance provides peace of mind - you can plan your house move, knowing that you have covered all possible eventualities in the best way possible.
Insurance Reminders
- Getting insurance for all household moves is of paramount importance and getting the right policy type and amount of cover even more so. Remember:
- A valuations declaration must be completed with a policy application.
- Owner packed and professionally packed goods are subject to different excesses.
- Valuations for artworks/antiques valued over $10,000 must be completed before transit.
- Pair and set clause - unless arranged prior to transit, liability only extends to the lost or damaged part of a pair or set.
- Insurance should be arranged for goods in commercially operated and secure storage depots.
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Are you moving house within New Zealand?
Get a quote for your insurance needs from Goods in Transit Insurance (backed by our underwriters):
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